Does Costco accept EBT?

  • In store: Yes
  • Online: No
  • Delivery: Yes
  • Hot prepared food: No

Costco says all of its warehouse locations accept EBT cards. It follows state law on what can be bought with EBT, so ask your state agency for the list of eligible products.

Verified November 4, 2026Next check December 4, 20264 sources

Where you can use EBT

EBT at Costco by how you shop
Way to shopEBT?DetailsSource
In storeYesCostco says all of its warehouse locations accept EBT cards. It follows state law on what can be bought with EBT, so ask your state agency for the list of eligible products.[1]
OnlineNoEBT is not on Costco's list of payment methods for Costco.com. The same list includes EBT cards for U.S. warehouse locations. Costco's Same-Day delivery, which Instacart runs, is separate and does accept EBT.

Sources disagree: This is based on what Costco's list includes. The page does not separately say 'EBT is not accepted online'.

[3]
PickupNot yet verifiedWe have not verified this against a primary source yet.None yet
DeliveryYesCostco's Same-Day delivery service, which is run by Instacart, lets you pay for EBT-eligible items with an EBT SNAP card. You must also add a credit or debit card to cover bottle deposits, taxes, tips and any items EBT cannot buy. Refunds and returns for online EBT orders go through Instacart's support, not Costco.

Sources disagree: Some third-party sites say EBT does not work on Costco delivery. Costco's own Same-Day page says it does. This applies to Same-Day delivery, not to ordering on Costco.com.

[2]
Cafe / food courtNot yet verifiedWe have not verified this against a primary source yet.None yet
Hot prepared foodNoOn Same-Day orders, Costco's page says EBT cannot buy hot foods or prepared foods fit for immediate consumption. It also excludes items with a Supplement Facts label, alcohol, pet food, paper goods and other non-food items.[2]

Good to know

  • Costco's Member Privileges and Conditions page lists the payment methods accepted at warehouses (it includes EBT) and separately at Costco Gas Stations and Car Washes, where EBT is not listed. SNAP does not cover fuel in any case. [4]

    Sources disagree: Based on the absence of EBT from Costco's gas station payment list, not an explicit statement.

Where USDA lists Costco for online EBT

States whose USDA directory lists Costco as an approved online retailer.

Sources

  1. 1. Costco Customer Service: Are food stamps accepted in Costco Warehouses? (page text supplied by the editor; footer shows 2026, no update date)Checked November 4, 2026
  2. 2. Costco Same-Day: Shop with SNAP EBT (page text supplied by the editor; page shows no update date)Checked November 4, 2026
  3. 3. Costco Customer Service: What payment methods are accepted at Costco? (page text supplied by the editor; footer shows 2026, no update date)Checked November 4, 2026
  4. 4. Costco: Member Privileges and Conditions, Payment (page marked updated March 30, 2026; read directly Nov 4, 2026)Checked November 4, 2026

EBT rules depend on your state. For decisions about your benefits, contact your state SNAP agency.